All Banking Accounts Type
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All Banking Accounts

Get extra privileges from bank by opening a bank account. We compare bank accounts from all Hong Kong major banks and virtual banks and find out the best offers with highest deposit interest rates and cash rebate.
Fastest way in town to earn miles
Mox Account

Mox Account

Min. Opening Balance
HK$ 0
Saving Account Rate
Up to 4.15  %
Welcome Offers
HK$ 4,280

4 Offers Available

【New Year Bonus】$110,000 in Gifts
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180)
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180)

+ 3 other gift options

Valid until

12 February 2025

【New Year Rewards】Big Lucky Money!
HK$800 Lucky Money Fortune Bag
HK$800 Lucky Money Fortune Bag

Valid until

12 February 2025

MoneyHero Limited-Time Exclusive Offer (with the invitation code "MOX4100MHFS")
Furusachi Ultimate Travel Line Front-opening Suitcase 31
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)

+ 2 other gift options

Valid until

23 January 2025

Spend and collect stamps to earn up to extra 8,250 miles
8,250 miles by spending HKD15,000
8,250 miles by spending HKD15,000

+ 4 other gift options

Valid until

16 February 2025

Remember to enter the discount code "HS005"
Hang Seng Preferred Banking Account

Hang Seng Preferred Banking Account

Min. Opening Balance
No minimum deposit requirement
HKD Savings Rate
Not Available
Welcome Offers
Up to $ 2,100  rewards

6 Offers Available

【New Year Bonus】$110,000 in Gifts
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180)
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180)

+ 3 other gift options

Valid until

12 February 2025

【New Year Rewards】Big Lucky Money!
HK$800 Lucky Money Fortune Bag
HK$800 Lucky Money Fortune Bag

Valid until

12 February 2025

MoneyHero Exclusive Offer (Enter the promocode "HS005")
HK$200 Apple Store Gift Card
HK$200 Apple Store Gift Card

+ 1 other gift options

Valid until

31 March 2025

Open Preferred Banking account via Hang Seng Mobile App
HK$200 Cash Rebate
HK$200 Cash Rebate

Valid until

31 March 2025

Total Relationship Balance Growth Reward
Up to HK$1,700 Cash Rebate
Up to HK$1,700 Cash Rebate

Valid until

31 March 2025

Foreign currency time deposit 
1-week time deposit: 13.4%;p.a. 1-month time deposit: 3.6% p.a. and HK$100 cash rebate
1-week time deposit: 13.4%;p.a. 1-month time deposit: 3.6% p.a. and HK$100 cash rebate

Valid until

31 March 2025

DBS Treasures

DBS Treasures

Min. Opening Balance
HK$ 1,000,000
HKD Total Savings Interest Rate
up to 4.25  %
Welcome Offers
up to HK$ 29,800

5 Offers Available

【New Year Bonus】$110,000 in Gifts
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180)
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180)

+ 3 other gift options

Valid until

12 February 2025

【New Year Rewards】Big Lucky Money!
HK$800 Lucky Money Fortune Bag
HK$800 Lucky Money Fortune Bag

Valid until

12 February 2025

MoneyHero Exclusive Offer - Online Application Offer
HK$800 Apple Store Gift Card
HK$800 Apple Store Gift Card

+ 2 other gift options

Valid until

31 January 2025

MoneyHero Exclusive Offer - E-appointment Offer
HK$300 Apple Store Gift Card
HK$300 Apple Store Gift Card

+ 2 other gift options

Valid until

31 January 2025

Welcome Rewards
up to HK$29,800 Cash Rewards
up to HK$29,800 Cash Rewards

Valid until

31 December 2025

Aspire Business Account

Aspire Business Account

Min. Opening Balance
HK$ 0

3 Offers Available

【New Year Bonus】$110,000 in Gifts
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180)
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180)

+ 3 other gift options

Valid until

12 February 2025

【New Year Rewards】Big Lucky Money!
HK$800 Lucky Money Fortune Bag
HK$800 Lucky Money Fortune Bag

Valid until

12 February 2025

Exclusive Offer
HK$300 Wellcome Shopping Voucher
HK$300 Wellcome Shopping Voucher

Valid until

30 June 2025

 Airwallex Business Account

Airwallex Business Account

Min. Opening Balance
HK$ 0
Saving Account Rate
NA
Welcome Offers
Not Available

3 Offers Available

【New Year Bonus】$110,000 in Gifts
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180)
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180)

+ 3 other gift options

Valid until

12 February 2025

【New Year Rewards】Big Lucky Money!
HK$800 Lucky Money Fortune Bag
HK$800 Lucky Money Fortune Bag

Valid until

12 February 2025

MoneyHero Exclusive Offer
HK$400 Apple Store Gift Card
HK$400 Apple Store Gift Card

+ 1 other gift options

Valid until

03 February 2025

Standard Chartered Priority Banking (Standard Chartered Cathay Mastercard - Priority Banking)

Standard Chartered Priority Banking (Standard Chartered Cathay Mastercard - Priority Banking)

Min. Opening Balance
HK$ 1,000,000
Saving Account Rate
1  %
Welcome Offers
HK$ 32,000

6 Offers Available

【New Year Bonus】$110,000 in Gifts
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180)
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180)

+ 3 other gift options

Valid until

12 February 2025

【New Year Rewards】Big Lucky Money!
HK$800 Lucky Money Fortune Bag
HK$800 Lucky Money Fortune Bag

Valid until

12 February 2025

Offer Upgrade (Mutually exclusive form Exclusive Offer)
Dyson Hot + Cool™ Fan Heater AM09 (Valued at HK$3,380) (redeemed using Standard Chartered Cathay Mastercard with HK$1,800)
Dyson Hot + Cool™ Fan Heater AM09 (Valued at HK$3,380) (redeemed using Standard Chartered Cathay Mastercard with HK$1,800)

+ 1 other gift options

Valid until

03 February 2025

MoneyHero Exclusive Welcome Voucher
HK$900 Apple Store Gift Card
HK$900 Apple Store Gift Card

+ 3 other gift options

Valid until

03 February 2025

MoneyHero Exclusive Welcome Gift
Furusachi Ultimate Travel Line Front-opening Suitcase 31
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)

+ 2 other gift options

Valid until

03 February 2025

Welcome Offer - Up to 80,000 Miles
80,000 miles
Up to 80,000 miles

Valid until

31 December 2025

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Need some help?

How to find the right financial products for you?

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MoneyHero has partnered with the most trusted banks and financial institutions in Hong Kong to help you find the right financial products for you. Through our comparison engine, you can compare credit cardspersonal loansmortgagesmedical insurancetravel insuranceHK stock accountsUS stock accountsbanking accounts and other financial products. We provide accurate, up-to-date information and an unbiased overview of financial products in Hong Kong so that you can make the best choice, saving your time and money.

Which types of bank accounts are provided in Hong Kong?

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Banks in Hong Kong offer a wide range of bank accounts which are generally categorized as savings, current, time deposits, non-HKD, integrated and investment accounts. Payroll Account is usually recognized as an integrated account. You can start to compare banking accounts from major banks from Hong Kong now.

What are the fees & charges for bank accounts?

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Since many banks in Hong Kong have launched digital services, customers have to pay additional fees for the service involving paperwork. Besides, most banks have set minimum deposit requirements for saving accounts. 

If I am a Hong Kong resident, what documents do I need to apply for a bank account?

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Hong Kong residents only need to provide identification documents like ID card or passport, and the latest residential address proof such as gas or telephone bills.

If I am a non-Hong Kong resident, what documents do I need to apply for a bank account?

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Non-Hong Kong residents need to provide passport and home country residential address proof. Some banks also require proof of employment. For example, foreign domestic helper needs to prepare his or her employment contract showing an employer's residential address.

Are the welcome offers only available to new customers?

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Most welcome benefits are only available to new customers, but some banks may also offer bonus interest rates constantly to existing customers.

Note that the definition of "new customer" differs from banks - it may refer to new-to-bank clients (have not maintained any account from the bank in the past 12 months).

How much deposit can be protected by the Deposit Protection Scheme (DPS) ?

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Under DPS, you can be compensated up to a maximum of HK$500,000.